Your studio contains high-value assets: specialized equipment worth tens of thousands, raw glass and frit stock, finished artworks awaiting sale, and leasehold improvements you've made to create the perfect workspace. Commercial property insurance protects all of it from fire, theft, water damage, and other covered perils.
Finished art can be insured at retail value, cost of production, or a scheduled value for specific high-value pieces. For studio collections or gallery-awaiting inventory, we typically recommend replacement cost (cost to recreate the piece) rather than retail, though both options are available.
Yes. Commercial property covers your contents (including raw glass and finished art) from fire damage, even when the fire originates elsewhere and spreads to your space. Smoke damage coverage is also included.