Studio liability (general liability) is the foundation of every glassblowing business insurance program. Working with molten glass at 2,000°F+, having visitors in or near your hot shop, and running classes or demos all create significant liability exposure that requires dedicated commercial coverage.
Glassblowing studios face unique liability risks that most generalist insurance agents don't anticipate. Radiant heat from open furnaces, molten glass drips, and the intense noise of hot shop equipment all create potential injury scenarios for anyone present who isn't fully trained. This is why we specifically write policies that cover the hot shop environment — not just a "studio" in the general sense.
Yes, when you add a teaching or instruction extension. Standard general liability sometimes excludes students as 'employees' — we make sure class participants are covered as third-party visitors, not employees.
Most teaching studios carry $1M/$2M aggregate. If you teach at venues that require higher limits (many require $2M per occurrence), we can accommodate that.
Off-site coverage varies. Most policies cover occasional off-site activities. If you regularly do off-site demos, we'll include explicit off-premises coverage in your policy.
Studio liability for glassblowing starts at $700/year. Free quote in 24 hours.
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