Glass is beautiful and inherently fragile. When a piece you create breaks and injures a buyer — a glass vase that shatters on a tile floor, an art glass ornament that breaks in a child's hands — that's a product liability claim. Whether you sell in person or online, your finished art carries ongoing liability after it leaves your studio.
Improper annealing is one of the most common causes of glass art breakage claims. Unannealed or poorly annealed glass develops internal stress that can cause spontaneous breakage hours, days, or weeks after leaving your studio. If that glass breaks and injures someone, you may be liable even if the piece appeared perfect when sold. Product liability covers this exposure.
Product liability covers claims made during the policy period, regardless of when the piece was made. If a piece you sold two years ago breaks today and injures someone, a current product liability policy responds to that claim.
Yes. Product liability covers your work regardless of where or how it was sold — gallery, show, Etsy, your own website, wholesale. The claim follows the product, not the sales channel.